Webconsuls Blog

Wednesday, February 4, 2009

January Performance of Our Portfolios


January was not a good month for investors. The Dow and S and P 500 indexes both fell over 8.5% and the NASDAQ fell over 6 %. Lets look at the model portfolios set up in an earlier blog.

One portfolio was 10 stocks recommended by Fortune Magazine.

Name Symbol Last price Change Shares Cost basis Mkt value Gain Gain %
Altria Group, Inc. MO 16.54 -0.3 65.74 1001.31 1087.29 85.98 8.59
Annaly Capital Management, Inc. NLY 15.14 -0.01 62.38 1000 944.46 -55.54 -5.55
Dell Inc. DELL 9.5 -0.45 96.68 1000 918.46 -81.54 -8.15
Devon Energy Corporation DVN 61.6 -1.24 15.07 1000 928.08 -71.92 -7.19
Diamond Offshore Drilling, Inc. DO 62.76 -1.22 16.8 1000 1054.16 54.16 5.42
Fluor Corporation (NEW) FLR 38.9 -1.82 22.06 1000 858.28 -141.72 -14.17
Johnson & Johnson JNJ 57.69 -0.59 16.55 1000 954.59 -45.41 -4.54
Medco Health Solutions Inc. MHS 44.93 -0.81 23.62 1000.71 1061.34 60.63 6.06
Pfizer Inc. PFE 14.58 -0.54 55.9 1000 815.03 -184.97 -18.5
Potash Corp./Saskatchewan (USA) POT 74.86 -2.79 13.52 1000 1012.17 12.17 1.22
Cash
-2.02


-2.02






10002.02 9631.84 -368.16 -3.68%

As you can see it fell a little over 3.5% and beat the averages.

Our lowrisk portfolio fell 4.6%, not as good but better than the averages.

Name Symbol Last price Change Shares Cost basis Mkt value Gain Gain %
Schwab Total Stock Market Index Inv SWTIX 14.35 -0.32 181.52 2800 2604.85 -195.15 -6.97
Schwab International Index Inv SWINX 11.63 -0.17 90.43 1200 1051.65 -148.35 -12.36
Schwab Total Bond Market SWLBX 8.75 -0.02 670.77 6000 5869.26 -130.74 -2.18
Cash
0


0






10000 9525.76 -474.24 -4.74%


Medium risk did worse, but still beat the averages.

Name Symbol Last price Change Shares Cost basis Mkt value Gain Gain %
Vanguard Total Bond Market Index VBMFX 10.07 3.05 390.79 4000 3935.29 -64.71 -1.62
Vanguard Total Intl Stock Index VGTSX 9.5 -0.12 167.6 1800 1592.23 -207.77 -11.54
Vanguard Total Stock Mkt Idx VTSMX 20 -0.45 195.43 4200 3908.58 -291.42 -6.94
Cash
0


0






10000 9436.1 -563.9 -5.64%

Lastly, our simple rebalancing portfolio performed thusly

Name Symbol Last price Change Shares Cost basis Mkt value Gain Gain %
iShares S&P 500 Index (ETF) IVV 82.97 -1.76 55.31 5005 4589.03 -415.97 -8.31
Cash
4995

4995 4995 0 0





10000 9584.03 -415.97 -4.16%

So we need to rebalance to get to a 50/50 split, so we buy a couple of shares of the ishare and now have this portfolio.

Name Symbol Shares Mkt value
iShares S&P 500 Index (ETF) IVV 57.76 4792.06
Cash
4792.02 4792.02



9584.07
Hopefully things will improve for investors.

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